All articles
Business & FinanceAugust 4, 2025 · 3 min read

What Is a PO in Business? Understanding Purchase Orders

A purchase order is the buyer's formal request that becomes a binding contract once accepted. Here is what it includes and why it protects both sides.

CS

The Cashswipe Team

Merchant services, built for you

A purchase order, or PO, is a formal request a buyer issues to a supplier, spelling out the goods or services wanted along with quantities, prices and terms.

What a PO is

Once the supplier accepts it, a PO becomes a legally binding contract covering what will be delivered, when and at what price. Key components include a unique PO number, the date, vendor details, item descriptions, quantities and unit prices, the total, delivery details and payment terms. A PO starts the purchase; an invoice, sent later by the supplier, requests payment.

Why they matter

  • Streamlines purchasing into a clear, repeatable workflow
  • Provides legal protection and transaction clarity for both sides
  • Helps finance teams forecast and stay on budget
  • Builds supplier trust through a transparent approval process

The process and types

A typical flow runs from purchase requisition to PO creation, approval and dispatch, order fulfillment, goods receipt, invoice matching and payment. Common types include standard POs for one-time buys, blanket POs for recurring orders, planned POs when delivery dates are open, and contract POs that frame future orders.

The overlooked cost

Even a tight PO process leaks money to card fees. At 3%+ per transaction, a $10,000 order can cost $300 in fees alone. Cashswipe has installed software for thousands of businesses since 2023 to eliminate 80-100% of processing fees legally - keeping more of every purchase in the business.

Ready to build the income you just read about?