Meet the team

Paul Alex Espinoza

Founder and Chief Executive Officer

Paul Alex Espinoza is the Founder and Chief Executive Officer of CashSwipe.com, a merchant services company that helps entrepreneurs, investors, sales professionals, first responders, and 9-5 workers build residual income through credit card processing and the cash discount program.

At CashSwipe, Paul Alex helps clients understand how to support small business owners, reduce unnecessary credit card processing fees, and build long-term merchant account portfolios. Through training, systems, support, and real-world guidance, Paul has helped thousands of beginners launch and grow in the merchant services industry.

As a former law enforcement detective turned entrepreneur, Paul Alex is passionate about helping regular people create more income, buy back their time, and build real business ownership through simple, proven systems.

Eileen Perez

Chief Finance Officer

Eileen Perez is the Chief Finance Officer at CashSwipe.com, a merchant services company that helps entrepreneurs, investors, sales professionals, first responders, and 9-5 workers build residual income through credit card processing and the cash discount program.

Eileen has been part of the CashSwipe family for the past 3 years and plays an important role in supporting the financial structure, organization, and long-term growth of the company. As Chief Finance Officer, she helps strengthen the systems that allow CashSwipe to support clients as they learn how to build merchant account portfolios and create residual income through credit card processing.

Before stepping into her executive role, Eileen was a Division 1 softball player, which helped shape her discipline, competitive mindset, leadership, and ability to perform under pressure. She has always had a passion for business and a desire to grow her own empire as an executive.

Eileen is passionate about helping people and values family deeply. Her mission is to help CashSwipe continue building a strong, organized, client-focused company where entrepreneurs can feel supported as they pursue financial growth, business ownership, and long-term opportunity.

Rob Sinn

Co-Owner of PaybotX.com

Rob Sinn is the Co-Owner of PaybotX.com, the exclusive processing partner of CashSwipe.com. Through the CashSwipe and PaybotX partnership, Rob helps entrepreneurs, investors, sales professionals, first responders, and 9-5 workers build residual income through credit card processing and the cash discount program.

Rob brings over 23 years of experience in the merchant services industry and plays a key role in helping CashSwipe clients understand the processing side of the business. His deep industry knowledge allows him to educate beginners on how credit card processing works, how merchant accounts are supported, and how local business partners can help small business owners reduce unnecessary processing fees.

At PaybotX, Rob is passionate about developing beginners in the merchant services space alongside Paul Alex and the CashSwipe team. He enjoys helping clients gain clarity, build confidence, and understand the long-term opportunity of creating merchant account portfolios.

Rob’s mission is to help more people enter the merchant services industry with the right education, support, and processing infrastructure so they can create residual income, serve local business owners, and build real business ownership.

Vincent Conquer

Executive Business Consultant

Vincent Conquer is a Executive Business Consultant at CashSwipe.com, a merchant services company that helps entrepreneurs, investors, sales professionals, first responders, and 9-5 workers build residual income through credit card processing and the cash discount program.

Before joining the CashSwipe sales team, Vincent was a CashSwipe client who successfully built his own merchant services portfolio. His personal experience gives him a unique ability to guide beginners because he understands the journey from both sides: starting as a client and growing into a consultant who now helps others take action.

At CashSwipe, Vincent helps clients understand how to support small business owners, reduce unnecessary credit card processing fees, and build long-term merchant account portfolios. He is passionate about family, building time freedom, and creating location freedom through residual income and business ownership.

Vincent’s mission is to help beginners see what is possible when they follow the right system, stay consistent, and build a business that can create more options for their life and family.

Dynisha Hernandez

Business Development Representative

Dynisha Hernandez is a Business Development Representative at CashSwipe.com, a merchant services company that helps entrepreneurs, investors, sales professionals, first responders, and 9-5 workers build residual income through credit card processing and the cash discount program.

Dynisha has been with CashSwipe for over a year and is passionate about helping people grow both personally and financially. She loves being part of the transformation process as clients learn how to support small business owners, reduce unnecessary credit card processing fees, and build long-term merchant account portfolios.

As a wife and mother of two, Dynisha understands the importance of time freedom, flexibility, and creating more options for family. Whether she is traveling, spending time in the desert, relaxing by the river, or helping clients take their next step, she values the lifestyle that business ownership can create.

Dynisha’s mission is to help beginners believe in what is possible, take action with confidence, and use CashSwipe as a vehicle to create more financial freedom, personal growth, and quality time with the people they love.

Matthew Buenaflor

Business Development Representative

Matthew Buenaflor is a Business Development Representative at CashSwipe.com, a merchant services company that helps entrepreneurs, investors, sales professionals, first responders, and 9-5 workers build residual income through credit card processing and the cash discount program.

Matthew has been with CashSwipe since March 2024 and enjoys being part of a dynamic team culture built around growth, support, and real relationships. He values the opportunity to work alongside driven people while helping clients learn how to support small business owners, reduce unnecessary credit card processing fees, and build long-term merchant account portfolios.

Before entering the business world, Matthew came from the healthcare field, giving him a strong foundation in service, communication, and helping others. He also enjoys the in-person events CashSwipe hosts with clients because they create real connection, community, and momentum.

Matthew is passionate about helping beginners take action, learn the merchant services industry, and create more opportunities through residual income, business ownership, and the CashSwipe system. Outside of work, he is also a proud dog person.

Brandon Pham

Executive Business Consultant

Brandon Pham is a Executive Business Consultant at CashSwipe.com, a merchant services company that helps entrepreneurs, investors, sales professionals, first responders, and 9-5 workers build residual income through credit card processing and the cash discount program.

Brandon has been with CashSwipe for 3 years and brings real-world experience to the team because he personally runs his own ATM and credit card processing portfolio. His journey has been built through imperfect action, learning by doing, making adjustments, and continuing to move forward even without perfect conditions.

At CashSwipe, Brandon helps clients understand how to support small business owners, reduce unnecessary credit card processing fees, and build long-term merchant account portfolios. He enjoys working with CashSwipe because of the strong relationships, team culture, and the opportunity to help others learn a business model he is actively building himself.

Brandon is passionate about creating income, freedom, and meaningful business ownership while balancing real-life responsibilities at home. His mission is to help beginners understand that success does not require perfect timing, perfect confidence, or perfect conditions. It starts with taking action, staying consistent, and learning as you grow.

John Hernandez

Executive Business Consultant

John Hernandez is an Executive Business Consultant at CashSwipe.com, a merchant services company that helps entrepreneurs, investors, sales professionals, first responders, and 9-5 workers build residual income through credit card processing and the cash discount program.

At CashSwipe, John helps clients understand how to support small business owners, reduce unnecessary credit card processing fees, and build long-term merchant account portfolios. He enjoys working with CashSwipe because he gets to help people break out of their current situations, see what is possible, and commit to the work required to create real change.

John is passionate about guiding clients through the process of personal, financial, and business growth. Seeing people gain confidence, take action, and build something meaningful is what motivates him as a leader and consultant.

Outside of CashSwipe, John enjoys CrossFit, staying active, spending time with his family, traveling, riding his side-by-side in Glamis, and cruising his boat on the river. His mission is to help beginners understand that with the right system, support, and work ethic, they can create more income, freedom, and options for their future.

Hamza AlSayyed

Business Development Representative

Hamza AlSayyed is a Business Development Representative at CashSwipe.com, a merchant services company that helps entrepreneurs, investors, sales professionals, first responders, and 9-5 workers build residual income through credit card processing and the cash discount program.

Hamza has been with CashSwipe since day one in 2023 and has played a key role in the company’s growth from the very beginning. As part of the business development team, he helps create meaningful conversations with people who want to learn more about merchant services, credit card processing, and building residual income through the CashSwipe system.

At CashSwipe, Hamza is passionate about helping people create real change in their lives. He values the strong team culture, driven environment, and supportive community that make CashSwipe different.

Outside of work, Hamza is known for running on a lot of coffee while staying focused, consistent, and committed to helping the team grow. His mission is to help more beginners discover what is possible when they get around the right opportunity, the right people, and the right system.

Sarah Amin

Head of Business Development

Sarah Amin is the Head of Business Development at CashSwipe.com, a merchant services company that helps entrepreneurs, investors, sales professionals, first responders, and 9-5 workers build residual income through credit card processing and the cash discount program.

Sarah has been with CashSwipe for exactly one year and plays an important role in helping grow the company through strong relationships, clear communication, and a client-first approach. She admires the culture at CashSwipe and, more importantly, the company’s intentional focus on creating win-win outcomes for clients, small business owners, and everyone involved.

At CashSwipe, Sarah helps clients and prospects better understand the opportunity of merchant services, the value of credit card processing, and how the cash discount program can help small business owners reduce unnecessary processing fees while creating long-term residual income opportunities.

Sarah lives in the realm of possibility and believes that everything is good and by design. Her mission is to help people see what is possible when they are surrounded by the right team, the right systems, and a company that truly puts clients first.

.

Roberta Almario

Director of Relationship Management

Roberta Almario is the Director of Relationship Management at CashSwipe.com, a merchant services company that helps entrepreneurs, investors, sales professionals, first responders, and 9-5 workers build residual income through credit card processing and the cash discount program.

Roberta has been with CashSwipe for 3 years and has played an important role in building meaningful, trust-based relationships with clients. As Director of Relationship Management, she supports clients throughout their journey, helping them feel guided, supported, and confident as they work toward long-term, sustainable growth in the merchant services industry.

At CashSwipe, Roberta values more than just client success. She values being part of the process as clients unlock new opportunities, gain momentum, and scale with confidence. She approaches every relationship with a solutions-first mindset, consistency, and genuine care for each client’s outcome.

Outside of work, Roberta stays focused on continuous growth, always learning, improving, and bringing grounded, positive energy into everything she does. Her mission is to help CashSwipe clients feel supported, understood, and empowered as they build residual income and create more opportunities for their future.

Ron Flores

Head of Operations

Ron Flores is the Head of Operations at CashSwipe.com, a merchant services company that helps entrepreneurs, investors, sales professionals, first responders, and 9-5 workers build residual income through credit card processing and the cash discount program.

Ron has worked closely with Paul Alex since 2022 and has played an important role in building strong client partnerships, operational systems, and long-term support processes within CashSwipe. As Head of Operations, he focuses on creating tailored solutions that help clients move toward financial freedom through passive income and residual income strategies.

At CashSwipe, Ron brings a solutions-driven approach to every relationship, with a focus on consistent growth, long-term stability, and real progress for clients. He helps ensure that clients feel supported as they learn how to support small business owners, reduce unnecessary credit card processing fees, and build merchant account portfolios.

Outside of work, Ron is a dedicated family man and proud father who values quality time with his daughter. He is committed to personal growth, continuous learning, and bringing positive energy into everything he does. His mission is to help CashSwipe clients build with confidence, stay supported through the process, and create more opportunities for their future.

Nadia Clark

Head of Client Education

Nadia Clark is the Head of Client Education at CashSwipe.com, a merchant services company that helps entrepreneurs, investors, sales professionals, first responders, and 9-5 workers build residual income through credit card processing and the cash discount program.

Nadia has been part of the CashSwipe community as a client since August 2024 and officially joined the CashSwipe team in February 2025. Her journey gives her a unique perspective because she understands the client experience firsthand and now helps educate, guide, and support others as they build their own merchant services businesses.

Before CashSwipe, Nadia spent years serving in the Oakland Police Department and as an officer in the U.S. Army. Service is deeply ingrained in her spirit, and she brings that same discipline, leadership, and purpose into her role at CashSwipe.

Nadia loves working at CashSwipe because she gets to interact with individuals who want more out of life than what has been prescribed to them. She believes people are a product of their environment, and when they surround themselves with driven, growth-minded people, they rise higher. Her mission is to help CashSwipe clients gain clarity, take action, and build residual income with the education, confidence, and support they need to succeed.

Jacky Figueroa

Client Education Coach

Jacky Figueroa is a Client Education Coach at CashSwipe.com, a merchant services company that helps entrepreneurs, investors, sales professionals, first responders, and 9-5 workers build residual income through credit card processing and the cash discount program.

Jacky started her journey as a CashSwipe client before becoming part of the CashSwipe team as a coach. As an introvert turned serial entrepreneur, she brings a powerful and relatable perspective to clients who may feel nervous, inexperienced, or unsure if they have what it takes to succeed in merchant services.

Through her own journey, Jacky has been able to build a full-time income from merchant services and prove that residual income is possible even for people with no sales experience or naturally introverted personalities. Her story helps clients understand that success in credit card processing is not about being the loudest person in the room. It is about learning the system, staying consistent, building relationships, and taking imperfect action.

At CashSwipe, Jacky helps educate and support clients as they learn how to help small business owners reduce unnecessary credit card processing fees and build long-term merchant account portfolios. Her mission is to show beginners that with the right guidance, support, and mindset, anyone can build residual income and create more freedom for their future.

Nathan Barnes

Client Education Coach

Nathan Barnes is a Client Education Coach at CashSwipe.com, a merchant services company that helps entrepreneurs, investors, sales professionals, first responders, and 9-5 workers build residual income through credit card processing and the cash discount program.

Nathan started his journey as a CashSwipe client before becoming part of the team as a coach. His experience gives him a strong understanding of what beginners go through when they are learning merchant services, building confidence, and taking action toward creating residual income.

At CashSwipe, Nathan is passionate about teaching others and helping beginners pursue their goals with more clarity and support. He enjoys lifting people up, simplifying the process, and helping clients believe that they can build something meaningful when they follow the right system and stay consistent.

Nathan is also a specialist when it comes to technology and plays an important role in supporting the CashSwipe community through weekly tech clinics inside the mastermind groups. His mission is to help clients feel confident with the tools, systems, and education they need to support small business owners, reduce unnecessary credit card processing fees, and build long-term merchant account portfolios.

Michael Santi

Client Education Coach

Michael Santi is a Client Education Coach at CashSwipe.com, a merchant services company that helps entrepreneurs, investors, sales professionals, first responders, and 9-5 workers build residual income through credit card processing and the cash discount program.

Michael brings real-world experience to the CashSwipe community, having built a portfolio of over 200 locations. His success gives him a powerful ability to teach clients from experience, especially when it comes to sales, mindset, consistency, and taking action in the merchant services industry.

Before building his business, Michael served as a police officer, giving him a strong foundation in discipline, leadership, communication, and service. As a former first responder and family-focused leader, he understands the importance of building income streams that can create more freedom, stability, and options for the people who matter most.

At CashSwipe, Michael specializes in training clients on sales and mindset inside the CashSwipe community. He is passionate about helping others believe in what is possible, develop confidence, support small business owners, and build long-term merchant account portfolios through credit card processing and residual income.

Jordan Galvez

Head of Operations at PaybotX.com

Jordan Galvez is the Head of Operations at PaybotX.com, the exclusive processing partner of CashSwipe.com. Through the CashSwipe and PaybotX partnership, Jordan plays an important role in helping entrepreneurs, investors, sales professionals, first responders, and 9-5 workers build residual income through credit card processing and the cash discount program.

As Head of Operations at PaybotX, Jordan helps support the systems, processes, and backend operations that allow CashSwipe clients to move forward with more clarity and confidence. His role is focused on making sure clients receive the support they need as they learn how to help small business owners reduce unnecessary credit card processing fees and build long-term merchant account portfolios.

Jordan is passionate about helping CashSwipe clients succeed and takes pride in being a reliable resource for anything they need throughout their journey. He enjoys working closely with clients, solving problems, improving processes, and making sure the CashSwipe and PaybotX partnership continues to deliver strong support.

Jordan’s mission is to help clients feel guided, supported, and prepared as they build in the merchant services industry and create more opportunities through credit card processing, residual income, and business ownership.

John Sarabia

Co-Owner of PaybotX.com

John Sarabia is the Co-Owner of PaybotX.com, the exclusive processing partner of CashSwipe.com. Through the CashSwipe and PaybotX partnership, John helps entrepreneurs, investors, sales professionals, first responders, and 9-5 workers build residual income through credit card processing and the cash discount program.

John brings over 22 years of experience in the merchant services industry and plays a key role in helping CashSwipe clients understand the processing side of the business. His deep industry knowledge allows him to educate beginners on how credit card processing works, how merchant accounts are supported, and how local business partners can help small business owners reduce unnecessary processing fees.

At PaybotX, John is passionate about developing beginners in the merchant services space alongside Paul Alex and the CashSwipe team. He enjoys helping clients gain clarity, build confidence, and understand the long-term opportunity of creating merchant account portfolios.

John’s mission is to help more people enter the merchant services industry with the right education, support, and processing infrastructure so they can create residual income, serve local business owners, and build real business ownership.

Hugh Hoang

Chief Revenue Officer

Hugh Hoang is the Chief Revenue Officer at CashSwipe.com, a merchant services company that helps entrepreneurs, investors, sales professionals, first responders, and 9-5 workers build residual income through credit card processing and the cash discount program.

Hugh has worked alongside Paul Alex for the past 5 years and has played an important role in sales growth, client development, and team leadership across the CashSwipe organization. As Chief Revenue Officer, he helps drive revenue strategy while supporting clients and team members as they learn how to build confidence, communicate better, and grow in the merchant services industry.

At CashSwipe, Hugh is passionate about sales, leadership, and developing beginners who want to improve their sales skills. He understands that many people enter the credit card processing space with little to no experience, and he takes pride in helping them build the mindset, communication skills, and confidence needed to take action.

Hugh’s “why” is his wife and family, which fuels his commitment to helping others create more income, freedom, and opportunity. His mission is to help CashSwipe clients grow personally and professionally while building long-term merchant account portfolios through residual income and business ownership.

Nick Albrecht

Director of Done-For-You Advertising

Nick Albrecht is the Director of Done-For-You Advertising at CashSwipe.com, a merchant services company that helps entrepreneurs, investors, sales professionals, first responders, and 9-5 workers build residual income through credit card processing and the cash discount program.

Nick originally joined CashSwipe as a client before later partnering with the company as a vendor to help lead and operate the Done-For-You Ads marketing system. His journey gives him a unique perspective because he understands what it feels like to start as a beginner and now helps clients grow their merchant services portfolios through digital advertising.

At CashSwipe, Nick works alongside his brother, Philip Albrecht, to help clients generate more opportunities using paid advertising, lead generation, and marketing systems. Together, they play an important role in helping beginners get in front of local business owners who may be interested in reducing unnecessary credit card processing fees through the cash discount program.

Nick is passionate about helping CashSwipe clients use digital ads to build momentum, create more conversations, and grow long-term merchant account portfolios. His mission is to help beginners understand that with the right marketing system, support, and consistency, they can build residual income through credit card processing and business ownership.

Philip Albrecht

Head of Client Acquisition

Philip Albrecht is the Head of Client Acquisition Marketing at CashSwipe.com, a merchant services company that helps entrepreneurs, investors, sales professionals, first responders, and 9-5 workers build residual income through credit card processing and the cash discount program.

Philip originally joined CashSwipe as a client before later becoming a vendor and strategic marketing partner for the company. His experience as a former client gives him a strong understanding of what beginners need when they are first learning merchant services, digital advertising, and client acquisition.

At CashSwipe, Philip works alongside his brother, Nick Albrecht, to help clients grow their merchant services portfolios through digital advertising, lead generation, and client acquisition systems. Together, they support the Done-For-You Ads system that helps beginners get in front of local business owners who may be interested in reducing unnecessary credit card processing fees.

Philip is passionate about building a culture that gives back to aspiring entrepreneurs and helps the CashSwipe community create more opportunities through residual income. His mission is to help beginners gain confidence, generate real conversations, and build long-term merchant account portfolios through the right marketing systems, support, and business ownership.

Cashswipe

Cashswipe

Apply Now